To use our revolutionary new digital mortgage application, you need to meet all of the following criteria described below.
The higher your credit score the better your rate will be. If you're not there yet, we will give you some tips on how to improve it.
To be eligible you'll need at least 20% equity in your home. Unsure if you have enough equity? Enter your address above and we'll take a look.
You must be employed by one of 100,000+ employers that verifies income instantly using our approved vendor.
The mortgage industry hasn't changed in decades. Most of the software used has stayed the same since the era of fax machines. As a result, it can often take weeks or months to get a response from underwriting.
Well, everything has changed now...
Using a simple, fast process that saves administrative costs, we pass the savings on to you. We only offer conventional mortgages, and we’ve optimized every inch of the refinancing process.
We’ve processed over $500 million in loans to date.
“Super easy process and my rate is awesome”
Our process is three simple steps
Answer a few quick questions to see if you’re eligible to apply. If you are, we’ll show you an estimated new mortgage rate. To keep our process fast and simple, not all homeowners are eligible.
If you are eligible and you like your new low rate estimate, then fill out some basic details so we can get your mortgage application approved. Choose a 15-year or 30-year conventional mortgage.
Once we have all the info we need from you, we'll do our best to get everything finished in just a couple weeks, so you can spend time doing things way more fun than refinancing.
Our inhouse team uses proprietary tech to instantly verify income, employment and banking info to save you time. Because we know you’d rather be doing something other than paperwork.
We offer 30-year or 15-year conventional refinance mortgages. No new purchases.
Login and see where your mortgage is at in the process and what’s coming up next.
“Not only was the closing quick and painless, the whole experience was really a pleasure. We were given a great low rate the first time around without the haggling that has been done with previous companies we have dealt with.”
Use our streamlined process to get a better mortgage rate. Answer a few quick questions to begin.